/*
 * Страницы услуг: КАСКО по справедливой цене, страхование ипотеки Сбербанка, туристическая eSIM.
 * Все правила ограничены обёрткой .svc, чтобы не задевать шапку, подвал и общие стили сайта.
 */
.svc{
  --navy:#26346B;
  --navy-2:#1D2A57;
  --accent-red:#E2574B;
  --accent-red-2:#F0958D;
  --violet:#5B4FCF;
  --violet-bg:#F1EFFC;
  --pink:#DB5C79;
  --ink:#161B2C;
  --ink-2:#3A4258;
  --muted:#6B7280;
  --line:#E6E5E0;
  --cream:#F0EFEB;
  --paper:#F7F6F3;
  --good:#16806F;
  --good-bg:#E4F4F0;
  --warn:#8A5A00;
  --warn-bg:#FBF1DC;
  --radius:16px;
  --shadow:0 1px 2px rgba(22,27,44,.06), 0 8px 28px rgba(22,27,44,.08);
  color:var(--ink);
  line-height:1.5;
  padding-bottom:40px;
}
.svc *,.svc *::before,.svc *::after{box-sizing:border-box;}
.svc [hidden]{display:none!important;}
.svc a{color:inherit;text-decoration:none;}
.svc button,.svc input{font-family:inherit;}
.svc .num{font-variant-numeric:tabular-nums;}
.svc :focus-visible{outline:3px solid rgba(91,79,207,.45);outline-offset:2px;border-radius:6px;}
.svc h2,.svc h3,.svc h4,.svc h5,.svc p{letter-spacing:normal;text-transform:none;}
@media (prefers-reduced-motion:reduce){.svc *{transition:none!important;animation:none!important;}}

/* ===== Common ===== */
.svc .block{margin-top:44px;}
.svc .kicker{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-red);margin:0 0 6px;}
.svc .h2{font-size:28px;line-height:1.2;font-weight:800;letter-spacing:-.01em;margin:0 0 8px;color:#111;}
.svc .sub{font-size:15.5px;color:var(--muted);margin:0 0 20px;max-width:640px;}
.svc .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border-radius:100px;font-weight:700;font-size:15px;line-height:1.2;text-align:center;cursor:pointer;border:none;transition:background .15s, transform .15s;}
.svc .btn:active{transform:translateY(1px);}
.svc .btn:disabled{opacity:.6;cursor:default;}
.svc .btn-primary{background:var(--accent-red);color:#fff;}
.svc .btn-primary:hover{background:#CC4639;color:#fff;}
.svc .btn-navy{background:var(--navy);color:#fff;}
.svc .btn-navy:hover{background:var(--navy-2);color:#fff;}
.svc .btn-white{background:#fff;color:var(--navy);}
.svc .btn-white:hover{background:#EEF0F8;}
.svc .btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.7);}
.svc .btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff;}
.svc .btn-outline{background:transparent;color:var(--navy);border:1.5px solid var(--navy);}
.svc .btn-outline:hover{background:#EEF0F8;}
.svc .btn-quiet{background:transparent;color:var(--navy);padding:0 8px;}
.svc .btn-quiet:hover{text-decoration:underline;}
.svc .legal{margin-top:24px;font-size:12.5px;color:var(--muted);line-height:1.5;}

/* ===== Hero ===== */
.svc .hero{position:relative;overflow:hidden;border-radius:22px;background:radial-gradient(120% 140% at 100% 0%, #3A4C9A 0%, var(--navy) 45%, var(--navy-2) 100%);color:#fff;padding:32px 36px 34px;}
.svc .hero::after{content:"";position:absolute;right:-90px;bottom:-140px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle, rgba(226,87,75,.45) 0%, rgba(226,87,75,0) 70%);}
.svc .hero--teal::after{background:radial-gradient(circle, rgba(31,138,122,.55) 0%, rgba(31,138,122,0) 70%);}
.svc .hero .c1{position:absolute;width:240px;height:240px;right:-70px;top:-90px;border-radius:50%;background:rgba(255,255,255,.06);}
.svc .hero-inner{position:relative;z-index:1;max-width:560px;}
.svc .hero h2{font-size:40px;line-height:1.08;letter-spacing:-.02em;font-weight:800;margin:0 0 14px;color:#fff;}
.svc .hero h2 em{font-style:normal;color:#FFB4AC;}
.svc .hero .lead{font-size:16.5px;color:#D3D9F0;margin:0 0 22px;max-width:520px;}
.svc .hero-points{display:flex;flex-wrap:wrap;gap:8px 18px;padding:0;margin:0 0 24px;list-style:none;font-size:14px;font-weight:600;color:#fff;}
.svc .hero-points:last-child{margin-bottom:0;}
.svc .hero-points li{display:flex;align-items:center;gap:8px;margin:0;}
.svc .hero-points svg{flex:0 0 auto;}
.svc .hero-actions{display:flex;gap:10px;flex-wrap:wrap;}
.svc .hero-art{position:absolute;right:40px;top:50%;transform:translateY(-50%);z-index:1;}
.svc .eyebrow,.svc .hero-chip{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;letter-spacing:.02em;color:#DDE2F5;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);padding:6px 12px;border-radius:100px;margin-bottom:16px;}
.svc .eyebrow i{width:6px;height:6px;border-radius:50%;background:#5FD3BF;display:inline-block;}
.svc .bank-chip{display:inline-flex;align-items:center;gap:10px;background:#fff;color:var(--ink);border-radius:12px;padding:8px 14px 8px 8px;margin-bottom:18px;font-weight:700;font-size:15px;}
.svc .bank-mark{width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:18px;flex:0 0 auto;background:#EEF0F8;color:var(--navy);}
.svc .bank-chip .bank-mark{width:34px;height:34px;border-radius:9px;font-size:16px;}
.svc .bank-mark--sber{background:#E8F6EB;color:#21A038;}

/* ===== Steps ===== */
.svc .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:0;padding:0;list-style:none;counter-reset:s;}
.svc .steps li{background:var(--paper);border-radius:var(--radius);padding:18px;margin:0;}
.svc .steps li::before{counter-increment:s;content:counter(s);width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center;margin-bottom:12px;}
.svc .steps b{display:block;font-size:15px;margin-bottom:4px;line-height:1.3;}
.svc .steps span{font-size:13.5px;color:var(--muted);display:block;line-height:1.45;}

/* ===== Cards «почему / проверка» ===== */
.svc .why{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;}
.svc .why-card{background:var(--cream);border-radius:var(--radius);padding:18px;}
.svc .why-ic{width:40px;height:40px;border-radius:11px;background:#fff;color:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:12px;}
.svc .why-card h4{margin:0 0 6px;font-size:16px;font-weight:800;line-height:1.3;color:var(--ink);}
.svc .why-card p{margin:0;font-size:14px;color:var(--muted);}
.svc .why-card code{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:13.5px;font-weight:700;background:#fff;color:var(--ink);padding:1px 7px;border-radius:6px;}
.svc .why-card.warn{background:var(--warn-bg);}
.svc .why-card.warn .why-ic{color:var(--warn);}
.svc .why-card.warn h4,.svc .why-card.warn p{color:var(--warn);}

/* ===== Fallback / contact ===== */
.svc .fallback{display:flex;align-items:center;gap:18px;border-radius:18px;background:var(--paper);padding:20px 22px;}
.svc .fallback .txt{flex:1;min-width:0;}
.svc .fallback b{display:block;font-size:17px;margin-bottom:4px;}
.svc .fallback p{margin:0;font-size:14.5px;color:var(--ink-2);}
.svc .fallback p + p{margin-top:6px;}
.svc .note-box{display:flex;align-items:center;gap:16px;margin-top:24px;padding:18px 20px;border-radius:18px;border:1px solid var(--line);}
.svc .note-box b{display:block;font-size:16px;margin-bottom:2px;}
.svc .note-box p{margin:0;font-size:14.5px;color:var(--ink-2);}
.svc .note-box a{color:var(--navy);font-weight:700;text-decoration:underline;}

/* ===== FAQ ===== */
.svc .faq-item{border-bottom:1px solid var(--line);}
.svc .faq-item:first-child{border-top:1px solid var(--line);}
.svc .faq-item summary{list-style:none;cursor:pointer;padding:16px 4px;display:flex;justify-content:space-between;align-items:center;gap:16px;font-weight:700;font-size:15.5px;color:var(--ink);}
.svc .faq-item summary::-webkit-details-marker{display:none;}
.svc .faq-item summary:hover{color:var(--navy);}
.svc .chev{flex:0 0 auto;width:28px;height:28px;border-radius:50%;background:var(--paper);display:flex;align-items:center;justify-content:center;transition:transform .2s;}
.svc .chev::before{content:"";width:8px;height:8px;border-right:2px solid var(--ink-2);border-bottom:2px solid var(--ink-2);transform:translateY(-2px) rotate(45deg);}
.svc .faq-item[open] > summary .chev{transform:rotate(180deg);}
.svc .faq-item p{margin:0;padding:0 44px 18px 4px;font-size:14.5px;color:var(--ink-2);max-width:760px;}
.svc .faq-item a{color:var(--navy);text-decoration:underline;}

/* ===================================================================
   КАСКО по справедливой цене
   =================================================================== */
.svc .hero--calc{padding-bottom:92px;}
.svc .hero--calc .hero-art{top:34px;transform:none;}

/* Калькулятор */
.svc .calc{position:relative;z-index:2;margin:-64px 18px 0;background:#fff;border-radius:20px;box-shadow:var(--shadow);display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);overflow:hidden;border:1px solid rgba(22,27,44,.06);}
.svc .calc-in{padding:24px 26px;}
.svc .calc-title{font-size:18px;font-weight:800;margin:0 0 18px;color:var(--ink);}
.svc .field{margin-bottom:18px;}
.svc .label{display:flex;justify-content:space-between;align-items:baseline;font-size:13px;font-weight:700;color:var(--ink-2);margin-bottom:8px;}
.svc .seg{display:grid;grid-template-columns:1fr 1fr;background:var(--paper);border-radius:12px;padding:4px;gap:4px;}
.svc .seg button{border:none;background:transparent;font-size:14px;font-weight:700;color:var(--muted);min-height:40px;border-radius:9px;cursor:pointer;}
.svc .seg button[aria-pressed="true"]{background:#fff;color:var(--navy);box-shadow:0 1px 3px rgba(22,27,44,.12);}
.svc .money{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:12px;padding:0 14px;background:#fff;transition:border-color .15s;}
.svc .money:focus-within{border-color:var(--violet);}
.svc .money input{min-width:0;border:none;outline:none;font-size:20px;font-weight:800;color:var(--ink);padding:10px 0;width:100%;background:transparent;box-shadow:none;}
.svc .money span{color:var(--muted);font-weight:700;font-size:18px;}
.svc .range{width:100%;margin:14px 0 4px;accent-color:var(--navy);height:24px;padding:0;border:none;}
.svc .ticks{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);}
.svc .toggle{display:flex;align-items:flex-start;gap:12px;padding:12px 0;border-top:1px solid var(--line);cursor:pointer;margin:0;font-weight:400;}
.svc .toggle:last-child{padding-bottom:0;}
.svc .toggle input{position:absolute;opacity:0;width:1px;height:1px;}
.svc .switch{flex:0 0 auto;width:40px;height:24px;border-radius:100px;background:#D5D8E2;position:relative;transition:background .15s;margin-top:1px;}
.svc .switch::after{content:"";position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:#fff;box-shadow:0 1px 2px rgba(0,0,0,.2);transition:transform .15s;}
.svc .toggle input:checked + .switch{background:var(--navy);}
.svc .toggle input:checked + .switch::after{transform:translateX(16px);}
.svc .toggle input:focus-visible + .switch{outline:3px solid rgba(91,79,207,.45);outline-offset:2px;}
.svc .toggle-text{flex:1;min-width:0;}
.svc .toggle-text b{display:block;font-size:14.5px;color:var(--ink);}
.svc .toggle-text small{display:block;font-size:12.5px;color:var(--muted);line-height:1.4;}
.svc .toggle-price{font-size:13.5px;font-weight:700;color:var(--navy);white-space:nowrap;}

.svc .calc-out{background:var(--paper);padding:24px 26px;display:flex;flex-direction:column;border-left:1px solid var(--line);}
.svc .out-label{font-size:13px;font-weight:700;color:var(--muted);}
.svc .price{font-size:44px;line-height:1.05;font-weight:800;letter-spacing:-.02em;color:var(--ink);margin:4px 0 2px;}
.svc .price-old{font-size:17px;font-weight:700;color:var(--muted);text-decoration:line-through;margin-top:4px;}
.svc .price.is-discount{color:var(--good);margin-top:0;}
.svc .member{display:flex;align-items:center;gap:10px;margin-top:10px;padding:9px 12px;border-radius:12px;background:#FDECEA;color:#8F2A20;font-size:13.5px;line-height:1.35;}
.svc .member:hover{background:#FBE1DE;color:#8F2A20;}
.svc .member-badge{flex:0 0 auto;font-weight:800;font-size:13px;background:var(--accent-red);color:#fff;border-radius:8px;padding:3px 7px;}
.svc .member b{white-space:nowrap;}
.svc .member.on{background:var(--good-bg);color:var(--good);font-weight:700;}
.svc .member.on .member-badge{background:var(--good);}
.svc .same{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:700;color:var(--good);background:var(--good-bg);padding:5px 10px;border-radius:100px;margin:8px 0 16px;align-self:flex-start;}
.svc .lines{margin:0 0 18px;padding:0;list-style:none;font-size:14px;}
.svc .lines li{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px dashed #DAD8D2;margin:0;}
.svc .lines li:last-child{border-bottom:none;}
.svc .lines span:first-child{color:var(--ink-2);}
.svc .lines span:last-child{font-weight:700;text-align:right;white-space:nowrap;}
.svc .calc-out .btn{width:100%;}
.svc .reassure{display:flex;gap:8px;font-size:12.5px;color:var(--muted);margin-top:12px;line-height:1.4;}
.svc .reassure svg{flex:0 0 auto;margin-top:1px;}
.svc .out-error{display:none;background:#FDECEA;color:#9B2C22;border-radius:10px;padding:10px 12px;font-size:13.5px;margin-bottom:10px;}

/* Сценарии */
.svc .scen-for{font-size:13px;color:var(--muted);margin-bottom:20px;}
.svc .calc-link{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-style:dotted;text-underline-offset:3px;}
.svc .calc-link:hover{text-decoration-style:solid;}
.svc .scenarios{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;}
.svc .scen{border-radius:var(--radius);padding:18px;background:var(--paper);display:flex;flex-direction:column;}
.svc .scen-hl{position:relative;background:#fff;border:1.5px solid var(--good);}
.svc .rare{position:absolute;top:14px;right:14px;font-size:11.5px;font-weight:800;color:var(--good);background:var(--good-bg);padding:3px 8px;border-radius:100px;}
.svc .ast{color:var(--accent-red);text-decoration:none;font-weight:800;margin-left:2px;padding:0 2px;}
.svc .ast:hover{text-decoration:underline;}
.svc .scen-icon{width:40px;height:40px;border-radius:12px;background:#fff;display:flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:12px;}
.svc .scen h4{margin:0 0 10px;font-size:15.5px;font-weight:800;line-height:1.3;color:var(--ink);}
.svc .verdict{display:inline-flex;align-self:flex-start;align-items:center;gap:6px;font-size:14px;font-weight:800;padding:6px 11px;border-radius:100px;margin-bottom:8px;}
.svc .verdict.ok{background:var(--good-bg);color:var(--good);}
.svc .verdict.pay{background:var(--warn-bg);color:var(--warn);}
.svc .vrows{display:flex;flex-direction:column;gap:8px;}
.svc .vrow{display:flex;align-items:center;gap:10px;font-size:13.5px;line-height:1.3;color:var(--muted);}
.svc .vrow .verdict{flex:0 0 auto;white-space:nowrap;margin-bottom:0;}
.svc .vrow > span:last-child{flex:1;min-width:0;}
.svc .scen p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.45;}

/* Что входит */
.svc .included{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
.svc .inc{padding:18px;border-right:1px solid var(--line);}
.svc .inc:last-child{border-right:none;}
.svc .inc svg{color:var(--navy);margin-bottom:10px;}
.svc .inc b{display:block;font-size:14.5px;margin-bottom:4px;line-height:1.3;}
.svc .inc span{font-size:13px;color:var(--muted);line-height:1.4;display:block;}

/* Заявка */
.svc .apply{border-radius:22px;background:var(--paper);padding:28px;}
.svc .apply-head{margin-bottom:18px;}
.svc .apply-head .h2{margin-bottom:6px;}
.svc .apply-head p{margin:0;font-size:15px;color:var(--ink-2);max-width:470px;}
.svc .deal{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:0;background:#fff;border-radius:18px;margin-bottom:18px;box-shadow:0 1px 2px rgba(22,27,44,.05);overflow:hidden;border:1.5px solid transparent;}
.svc .deal.invalid{border-color:var(--accent-red);}
.svc .deal-card{padding:18px 20px;border-right:1px solid var(--line);}
.svc .deal-card label{display:block;font-size:13px;font-weight:700;color:var(--ink-2);margin-bottom:8px;}
.svc .opt{font-weight:500;color:var(--muted);}
.svc .card-input{position:relative;}
.svc .card-input input{width:100%;min-height:48px;padding:0 90px 0 14px;border-radius:12px;border:1.5px solid var(--line);font-size:16px;font-weight:700;color:var(--ink);background:#fff;box-shadow:none;}
.svc .card-input input:focus{outline:none;border-color:var(--violet);}
.svc .card-ok{position:absolute;right:8px;top:50%;transform:translateY(-50%);display:inline-flex;align-items:center;gap:4px;font-size:13px;font-weight:800;color:var(--good);background:var(--good-bg);padding:5px 9px;border-radius:8px;}
.svc .deal-card small{display:block;font-size:12.5px;color:var(--muted);margin-top:6px;}
.svc .deal-card small.is-error{color:#9B2C22;font-weight:600;}
.svc .deal-price{padding:18px 20px;background:var(--paper);}
.svc .deal-price small{display:block;font-size:12px;color:var(--muted);font-weight:700;}
.svc .deal-prices{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;margin:2px 0;}
.svc .deal-prices s{font-size:16px;font-weight:700;color:var(--muted);}
.svc .deal-prices b{font-size:26px;font-weight:800;}
.svc .deal-prices b.is-discount{color:var(--good);}
.svc .deal-price span{display:block;font-size:12.5px;color:var(--muted);}
.svc .deal-price a{font-size:12.5px;font-weight:700;color:var(--navy);text-decoration:underline;}

.svc .stepper{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:0 0 18px;padding:0;list-style:none;counter-reset:s;}
.svc .stepper li{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:700;color:var(--muted);padding-top:12px;border-top:3px solid #DAD8D2;margin:0;}
.svc .stepper li::before{counter-increment:s;content:counter(s);width:26px;height:26px;border-radius:50%;background:#fff;border:1.5px solid #CFCDC6;display:flex;align-items:center;justify-content:center;font-size:13px;flex:0 0 auto;}
.svc .stepper li.active{color:var(--ink);border-top-color:var(--navy);}
.svc .stepper li.active::before{background:var(--navy);border-color:var(--navy);color:#fff;}
.svc .stepper li.done{color:var(--ink-2);border-top-color:var(--navy);}
.svc .stepper li.done::before{content:"✓";background:var(--good-bg);border-color:var(--good-bg);color:var(--good);}

.svc .form-card{background:#fff;border-radius:18px;padding:22px;box-shadow:0 1px 2px rgba(22,27,44,.05);}
.svc .step h3{font-size:18px;font-weight:800;margin:0 0 4px;color:var(--ink);}
.svc .step .hint{font-size:14px;color:var(--muted);margin:0 0 16px;}
.svc .drops{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
.svc .drop{position:relative;display:flex;gap:14px;align-items:center;border:1.5px dashed #C9CCD6;border-radius:14px;padding:16px;background:#fff;cursor:pointer;transition:border-color .15s, background .15s;min-height:86px;margin:0;font-weight:400;}
.svc .drop:hover,.svc .drop.over{border-color:var(--navy);background:#F6F7FC;}
.svc .drop input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;}
.svc .drop-ic{width:42px;height:42px;border-radius:12px;background:#EEF0F8;color:var(--navy);display:flex;align-items:center;justify-content:center;flex:0 0 auto;}
.svc .drop b{display:block;font-size:14.5px;}
.svc .drop small{display:block;font-size:12.5px;color:var(--muted);}
.svc .drop em{display:block;font-style:normal;font-size:13px;font-weight:700;color:var(--navy);margin-top:3px;overflow-wrap:anywhere;}
.svc .drop.filled{border-style:solid;border-color:var(--good);background:var(--good-bg);}
.svc .drop.filled .drop-ic{background:#fff;color:var(--good);}
.svc .drop.filled em{color:var(--good);}
.svc .drop.invalid{border-color:var(--accent-red);background:#FFF6F5;}
.svc .drop.invalid em{color:#9B2C22;}
.svc .files-note{font-size:12.5px;color:var(--muted);margin:10px 0 0;}
.svc .check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink-2);margin:14px 0 0;cursor:pointer;font-weight:400;}
.svc .check input{margin-top:2px;width:18px;height:18px;accent-color:var(--navy);flex:0 0 auto;}
.svc .check a{color:var(--navy);text-decoration:underline;}
.svc .check.invalid{color:#9B2C22;}
.svc .fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.svc .f-wide{grid-column:1 / -1;}
.svc .f label{display:block;font-size:13px;font-weight:700;color:var(--ink-2);margin-bottom:6px;}
.svc .f input{width:100%;min-height:48px;padding:0 14px;border-radius:12px;border:1.5px solid var(--line);font-size:15px;color:var(--ink);background:#fff;transition:border-color .15s;box-shadow:none;}
.svc .f input:focus{outline:none;border-color:var(--violet);}
.svc .f input.invalid{border-color:var(--accent-red);}
.svc .f-hint{display:block;font-size:12.5px;color:var(--muted);margin-top:6px;}
.svc .hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden;}
.svc .step-nav{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:20px;flex-wrap:wrap;}
.svc .step-err{display:none;color:#9B2C22;font-size:13.5px;font-weight:600;margin-top:12px;}
.svc .privacy-note{font-size:12.5px;color:var(--muted);display:flex;gap:6px;align-items:center;}

.svc .done-card{display:flex;gap:16px;align-items:flex-start;}
.svc .done-ic{width:52px;height:52px;border-radius:50%;background:var(--good-bg);color:var(--good);display:flex;align-items:center;justify-content:center;flex:0 0 auto;}
.svc .done-card h3{margin:2px 0 6px;font-size:20px;color:var(--ink);}
.svc .done-body{flex:1;min-width:0;}
.svc .done-lead{margin:0 0 14px;color:var(--ink-2);font-size:15px;}
.svc .contacts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:14px;}
.svc .contact-tile{display:flex;gap:12px;align-items:center;border:1.5px solid var(--line);border-radius:14px;padding:14px;background:var(--paper);transition:border-color .15s;}
.svc .contact-tile:hover{border-color:var(--navy);}
.svc .contact-ic{width:42px;height:42px;border-radius:12px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;flex:0 0 auto;}
.svc .contact-tile small{display:block;font-size:12.5px;color:var(--muted);}
.svc .contact-tile b{display:block;font-size:17px;font-weight:800;color:var(--ink);}
.svc .contact-tile em{display:block;font-style:normal;font-size:12.5px;color:var(--muted);overflow-wrap:anywhere;}
.svc .done-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;}
.svc .done-tip{font-size:13px;color:var(--muted);flex:1;min-width:200px;}

/* Липкая кнопка на мобильных */
.svc .sticky{position:fixed;left:12px;right:12px;bottom:12px;z-index:50;background:var(--navy);color:#fff;border-radius:16px;padding:10px 10px 10px 16px;display:none;align-items:center;justify-content:space-between;gap:12px;box-shadow:0 10px 30px rgba(22,27,44,.3);transform:translateY(140%);transition:transform .25s;}
.svc .sticky.show{transform:none;}
.svc .sticky small{display:block;font-size:12px;color:#C6CEEA;}
.svc .sticky b{font-size:18px;}
.svc .sticky .btn{min-height:44px;padding:0 18px;}

/* ===================================================================
   Страхование ипотеки Сбербанка
   =================================================================== */
.svc .offers{display:flex;flex-direction:column;gap:12px;}
.svc .offer{border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden;}
.svc .offer-main{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:18px 22px;align-items:center;padding:20px 22px;}
.svc .offer-logo{width:76px;height:76px;border-radius:14px;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;background:#fff;}
.svc .offer-logo img{max-width:60px;max-height:62px;display:block;}
.svc .offer-info b{display:block;font-size:18px;line-height:1.25;}
.svc .offer-info small{display:block;font-size:13.5px;color:var(--muted);margin-top:2px;}
.svc .offer-disc{display:inline-flex;align-items:baseline;gap:6px;margin-top:8px;padding:4px 12px;border-radius:100px;background:var(--good-bg);color:var(--good);font-weight:800;font-size:15px;}
.svc .offer-actions{display:flex;flex-direction:column;gap:8px;width:300px;}
.svc .offer-actions .btn{width:100%;}
.svc .auto-badge{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:12px;background:var(--good-bg);color:var(--good);font-weight:700;font-size:14px;line-height:1.35;}
.svc .auto-badge svg{flex:0 0 auto;}
.svc .gate-lock{display:flex;flex-direction:column;gap:8px;padding:12px;border-radius:12px;background:var(--paper);border:1px solid var(--line);}
.svc .gate-label{display:flex;align-items:center;gap:6px;font-size:13px;font-weight:700;color:var(--ink-2);margin:0;}
.svc .gate-row{display:flex;gap:6px;}
.svc .gate-input{flex:1;min-width:0;height:44px;border:1.5px solid #D5D4CE;border-radius:10px;padding:0 12px;font-size:15px;background:#fff;color:var(--ink);letter-spacing:.03em;box-shadow:none;}
.svc .gate-input:focus{outline:none;border-color:var(--violet);box-shadow:0 0 0 3px rgba(91,79,207,.18);}
.svc .gate-input.bad{border-color:var(--accent-red);}
.svc .gate-btn{height:44px;padding:0 16px;border:none;border-radius:10px;background:var(--navy);color:#fff;font-weight:700;font-size:14px;cursor:pointer;}
.svc .gate-btn:hover{background:var(--navy-2);}
.svc .gate-err{font-size:12.5px;color:#C2392D;font-weight:600;}
.svc .gate.open .gate-lock{display:none;}
.svc .gate-go{width:100%;}
.svc .offer-more{border-top:1px solid var(--line);}
.svc .offer-more summary{list-style:none;cursor:pointer;padding:12px 22px;font-weight:700;font-size:14px;color:var(--navy);display:flex;align-items:center;gap:8px;}
.svc .offer-more summary::-webkit-details-marker{display:none;}
.svc .offer-more summary .chev{width:22px;height:22px;}
.svc .offer-more[open] summary .chev{transform:rotate(180deg);}
.svc .offer-more-body{display:grid;grid-template-columns:1fr 1fr;gap:18px 28px;padding:4px 22px 20px;}
.svc .offer-more-body h5{margin:0 0 8px;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);}
.svc .offer-more-body ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:6px;font-size:14px;color:var(--ink-2);}
.svc .offer-more-body li{padding-left:22px;position:relative;margin:0;}
.svc .offer-more-body li::before{content:"";position:absolute;left:3px;top:6px;width:9px;height:5px;border-left:2px solid var(--good);border-bottom:2px solid var(--good);transform:rotate(-45deg);}
.svc .offer-more-body .about-text{grid-column:1 / -1;font-size:13.5px;color:var(--muted);margin:0;}
.svc .promo-note{font-size:13px;color:var(--muted);margin:12px 0 0;}

/* ===================================================================
   Туристическая eSIM
   =================================================================== */
.svc .order{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:20px;align-items:start;}
.svc .widget-box{border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden;min-height:360px;}
.svc #simCardFrame{width:100%;}
.svc #simCardFrame iframe{display:block;width:100%;border:0;}
.svc .widget-loading{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;min-height:360px;color:var(--muted);font-size:14px;}
.svc .spinner{width:28px;height:28px;border-radius:50%;border:3px solid #E3E5EE;border-top-color:var(--navy);animation:svc-spin 1s linear infinite;}
@keyframes svc-spin{to{transform:rotate(360deg);}}
.svc .widget-box .fallback{background:transparent;padding:24px 22px;}
.svc .fallback-ic{width:44px;height:44px;border-radius:12px;background:#EEF0F8;color:var(--navy);display:flex;align-items:center;justify-content:center;flex:0 0 auto;}
.svc .order-aside{display:flex;flex-direction:column;gap:12px;}
.svc .aside-card{background:var(--paper);border-radius:var(--radius);padding:18px;}
.svc .aside-card b{display:block;font-size:15px;margin-bottom:6px;}
.svc .aside-card p{margin:0;font-size:13.5px;color:var(--ink-2);}
.svc .aside-card.good{background:var(--good-bg);}
.svc .aside-card.good b{color:var(--good);}
.svc .tips{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
.svc .tip{display:flex;gap:14px;padding:18px;border-bottom:1px solid var(--line);}
.svc .tip:nth-child(odd){border-right:1px solid var(--line);}
.svc .tip:nth-last-child(-n+2){border-bottom:none;}
.svc .tip-ic{width:40px;height:40px;border-radius:12px;background:#EEF0F8;color:var(--navy);display:flex;align-items:center;justify-content:center;flex:0 0 auto;}
.svc .tip b{display:block;font-size:14.5px;line-height:1.3;margin-bottom:4px;}
.svc .tip span{display:block;font-size:13.5px;color:var(--muted);}

/* ===== Responsive ===== */
@media (max-width:1100px){
  .svc .hero-art{display:none;}
  .svc .steps{grid-template-columns:1fr 1fr;}
  .svc .included{grid-template-columns:1fr 1fr;}
  .svc .inc:nth-child(2){border-right:none;}
  .svc .inc:nth-child(-n+2){border-bottom:1px solid var(--line);}
  .svc .calc{grid-template-columns:minmax(0,1fr);}
  .svc .calc-out{border-left:none;border-top:1px solid var(--line);}
  .svc .scenarios{grid-template-columns:1fr 1fr;}
  .svc .offer-main{grid-template-columns:auto minmax(0,1fr);}
  .svc .offer-actions{grid-column:1 / -1;width:auto;}
  .svc .order{grid-template-columns:minmax(0,1fr);}
  .svc .order-aside{display:grid;grid-template-columns:1fr 1fr;}
}
@media (max-width:767px){
  .svc .hero{padding:24px 20px 26px;border-radius:18px;}
  .svc .hero--calc{padding-bottom:84px;}
  .svc .hero h2{font-size:29px;}
  .svc .hero-actions .btn{width:100%;}
  .svc .h2{font-size:23px;}
  .svc .calc{margin:-60px 0 0;}
  .svc .calc-in,.svc .calc-out{padding:20px;}
  .svc .price{font-size:38px;}
  .svc .steps,.svc .why,.svc .tips,.svc .order-aside,.svc .drops,.svc .fields,.svc .contacts{grid-template-columns:minmax(0,1fr);}
  .svc .scenarios{grid-template-columns:minmax(0,1fr);gap:8px;}
  .svc .scen{display:grid;grid-template-columns:40px minmax(0,1fr);column-gap:12px;padding:14px;}
  .svc .scen-icon{grid-row:1 / span 3;margin:0;}
  .svc .scen h4{margin:0 0 6px;}
  .svc .verdict{justify-self:start;}
  .svc .rare{position:static;grid-column:2;justify-self:start;margin-bottom:6px;}
  .svc .scen-hl .scen-icon{grid-row:1 / span 4;}
  .svc .stepper{grid-template-columns:repeat(3,minmax(0,1fr));}
  .svc .stepper li{flex-direction:column;align-items:flex-start;gap:6px;font-size:13px;min-width:0;}
  .svc .stepper li span{display:none;}
  .svc .apply{padding:20px 16px;border-radius:18px;}
  .svc .deal{grid-template-columns:minmax(0,1fr);}
  .svc .deal-card{border-right:none;border-bottom:1px solid var(--line);}
  .svc .done-card{flex-direction:column;}
  .svc .form-card{padding:18px;}
  .svc .sticky{display:flex;}
  .svc .tip{border-right:none!important;border-bottom:1px solid var(--line)!important;}
  .svc .tip:last-child{border-bottom:none!important;}
  .svc .fallback,.svc .note-box{flex-direction:column;align-items:flex-start;padding:18px;}
  .svc .fallback .btn{width:100%;}
  .svc .offer-main{padding:18px;}
  .svc .offer-logo{width:64px;height:64px;}
  .svc .offer-logo img{max-width:50px;max-height:52px;}
  .svc .offer-more-body{grid-template-columns:1fr;padding:4px 18px 18px;}
  .svc .offer-more summary{padding:12px 18px;}
  .svc .faq-item p{padding-right:4px;}
}
@media (max-width:520px){
  .svc .included{grid-template-columns:1fr;}
  .svc .inc{border-right:none;border-bottom:1px solid var(--line);}
  .svc .inc:last-child{border-bottom:none;}
}